Xumm Wallet: The Leading Self-Custody Gateway to the XRP Ledger

RippleXity
3 Min Read

Xumm, now rebranded as Xaman, is widely recognized as the most advanced non-custodial wallet tailored for the XRP Ledger. Designed for both individual users and developers, it offers unmatched control, utility, and security for those engaging with the XRP ecosystem.

Full Ownership and Security

Xumm is a non-custodial wallet, meaning users hold their own keys. With no reliance on intermediaries, it provides full access to funds secured via biometrics or passcodes. Private keys never leave the device, ensuring a robust layer of security and ownership.

Instant, Low-Cost Transactions

Built on the XRP Ledger, Xumm enables users to send XRP and tokens with near-instant settlement and minimal fees. Payments finalize in 3–5 seconds, making it ideal for daily transactions, smart contract interactions, and decentralized finance (DeFi) operations.

Multi-Asset and Multi-Account Ready

Xumm supports every token issued on the XRPL, not just XRP. Users can manage multiple wallets, switch between identities, and interact with any custom or wrapped asset across the network.

A Built-In xApp Ecosystem

What sets Xumm apart is its integrated xApps—mini-applications inside the wallet that enable services like fiat on/off-ramps, decentralized exchanges, escrow tools, and token utility. The ecosystem is constantly expanding, offering new use cases without ever leaving the wallet interface.

Hardware-Grade Security with Tangem Cards

For users seeking advanced security, Xumm supports Tangem hardware wallets. These NFC cards store keys securely and only allow access when physically scanned, offering protection even if a phone is compromised.

Developer-Friendly Infrastructure

Xumm isn’t just a wallet—it’s a platform. It provides APIs and SDKs to enable developers to build and launch their own xApps, tools, or integrations within the XRP Ledger, all while adhering to security best practices.

Widely Trusted by the Community

Xumm has gained strong adoption across the XRP community with hundreds of thousands of downloads and consistent high ratings. Its user-friendly design, paired with deep utility, has made it a daily driver for traders, developers, and XRP holders alike.


Summary: Why Xumm Stands Out

FeatureHighlights
True Self-CustodyFull control of funds and keys
Ultra-Fast PaymentsNear-instant settlement on the XRPL
All XRPL Tokens SupportedInteract with any asset, not just XRP
Integrated App EcosystemAccess tools like on-ramps, DEX, escrows
Enterprise-Grade SecurityHardware wallet integration via Tangem
Built for DevelopersAPIs, SDKs, and developer-first tools
Proven Track RecordTrusted, secure, and community-backed

Xumm is not just a wallet—it’s the key to unlocking the full power of the XRP Ledger. Whether you’re sending payments, interacting with DeFi, or building the future of finance, Xumm provides the secure, fast, and open-access infrastructure needed to do it all.

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